Posing as a nobleman, Allan Harrowby takes out a policy with Lloyd's to insure that his upcoming marriage will occur, Dick Minot, Lloyd's assistant manager in the U. S., travels to San Marcos, Florida to handle anything that threatens to disrupt the wedding. On the train, Dick falls in love with Cynthia Meyrick, then discovers she is Harrowby's bride-to-be, he subdues his feelings.